Joe Costantino | Weymouth Real Estate, Abington Real Estate, Rockland Real Estate


Once you move in with a partner, you know you have reached an important milestone in your relationship. For the first time, you could be talking about money with your partner. Whether you’re moving into an apartment or buying a home together, it’s important to break down how you’ll merge your finances together. 


While it’s one of the least romantic conversations that you’ll probably have as a couple, sharing your financial situation is one of the most vital. Below you’ll find some tips on starting that conversation and making it a smooth one.


Be Honest


In any relationship, honesty and communication are key. This is especially true when it comes to finances. There’s a lot that goes into your own financial picture, and it’s important that you share that with your partner. This is important for everything that will happen in the future including purchasing a home. Some things that your partner should know:


  • How much loan debt you have
  • A rough idea of your credit score and history
  • Your income
  • Your spending habits
  • Your saving habits

It’s important to know how another person’s habits will affect you as a whole when you’re thinking of making an investment together like a piece of property. Everyone handles money differently, and you should know how someone’s spending habits meshes with yours. Do they live paycheck to paycheck? Do they save money regularly? Are they financially strained? All of these questions help you to understand where you are similar and where you are different when it comes to money.



Have A Plan For How You’ll Divide Expenses


It may seem like a 50/50 split on expenses makes the most sense. For many couples it does. In other situations, if one person makes more money, they may need to pay a bit more of the costs. Some couples have one person pay the rent while the other takes the utilities on as an expense. Take amounts and percentages that you feel comfortable with and do what wrks best for the both of you. 


Remember that chores count too when it comes to dividing up the “expenses.” This is just an extra tip that will help you to build a stronger relationship in the long term and help to save arguments.


Use A Joint Account For Expenses


You should still keep your own bank accounts when you move in with a significant other.  All of your money shouldn’t be funneled into one singular account. Create a separate bank account for your expenses like rent or mortgage and utilities. All of your personal expenses should come out of your own respective accounts. 


Make Contracts


No matter how much you feel that you can trust a person, it’s always good to put everything in writing. This way, if there are any disputes in the future, you’ll always have a contract that you can refer back to. It’s also important to have these documents for things like security deposits or down payments. If the relationship ends at any point, it’s important for the person who paid for certain things to get their money back.     


Planning and tracking your finances when you move in with a significant other is important. It will certainly make your life easier if you have these conversations beforehand.



52 Gentry Lane, Taunton, MA 02780

Single-Family

$379,900
Price

8
Rooms
3
Beds
1/1
Full/Half Baths
This home is back on market due to buyer's inability to obtain financing. Pride of ownership shows with this immaculate expanded Cape in a sought after neighborhood perfectly situated at the end of a cul-de-sac. This 8 room home offers 3 bedrooms, 1 1/2 baths with a 2-car garage. Many outstanding features include central air conditioning, a large kitchen/dining room with ceramic floors, granite counters, and stainless steel appliances, beautiful living room with hardwood floors, large family room with cathedral ceilings. The second floor has 3 bedrooms including a 21 x 12 Master Bedroom, and a completely remodeled full bathroom. Large deck overlooks a beautiful backyard. Many recent updates include newer roof, septic system, air conditioner unit, water heater, sprinkler system and recent bathroom renovations. Easy to show with lock box. Call or text listing agent.
Open House
Thursday
July 20 at 5:30 PM to 7:00 PM
Cannot make the Open Houses?
Location: 52 Gentry Lane, Taunton, MA 02780    Get Directions

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There’s a lot of design trends that you’ll want to keep up with as a homeowner. What are people doing to their backyards to make them more beautiful? What types of countertops are buyers looking for these days? Some trends are beneficial. However, there’s a lot of trends that can be detrimental to your home. You want your home to be an expression of who you are, however, there are some trends that just aren’t attractive to buyers. 


Bright And Bold May Not Be Beautiful 


While that lime green room may look really attractive to you, it probably won’t look as good to anyone else. The best colors for paint inside of your home are the neutral colors. These include beiges, grays and soft whites. The most important thing is to keep your paint color consistent throughout your home. Not that you can’t change shades from room to room, but don’t make the paint change too drastic.  


No One Really Likes Shiny Things


As much as you may like shiny accessories throughout the home, it’s not going to be everyone’s thing. Although people will be decorating your home on their terms once they buy it, it’s important to note that busy isn’t always better. People need to be able to see past how you have set up your home to see the potential it holds for them.  


An Open Floor Plan That’s Too Open

You can take the idea of an open floor plan to an extreme. There are certain rooms in the home that just deserve privacy. The bathrooms and the bedrooms need walls surrounding them to give people the space and quiet that they need. If there’s no good way for you to fix this issue, you may want to find some room screens before your open house in order to keep buyers interested.  


Converted Rooms Squash Vision


If you have a third bedroom that you have converted into a home gym, that’s great for you. It may be hard for other people visiting the home to realize what the room could be used for. You may not have to move everything before an open house, but try to keep the room open for possibility.     


Carpeting Kills Buyer’s Dreams


There’s not many more terrifying things to buyers than walking into a home and seeing wall-to-wall carpeting. Their minds race, thinking of the possibilities of how to get beloved hardwood floors into the picture. If there’s floor under your carpet and you know you're going to sell soon, you’d be wise to tear up the carpet and polish up those floors. It will attract more buyers and sell faster because people will know they have that much less work to do once they move in. 


The Takeaway

 The important point here is that when you’re getting ready to show your home, you’ll want to take your personality out of the picture. Buyers need to have space to get the vision to see how they can make your former home their own. Reversing a few of the personal upgrades that you have made to your home can help you to make it a more welcoming place for new owners to begin a journey.



52 Gentry Lane, Taunton, MA 02780

Single-Family

$379,900
Price

8
Rooms
3
Beds
1/1
Full/Half Baths
This home is back on market due to buyer's inability to obtain financing. Pride of ownership shows with this immaculate expanded Cape in a sought after neighborhood perfectly situated at the end of a cul-de-sac. This 8 room home offers 3 bedrooms, 1 1/2 baths with a 2-car garage. Many outstanding features include central air conditioning, a large kitchen/dining room with ceramic floors, granite counters, and stainless steel appliances, beautiful living room with hardwood floors, large family room with cathedral ceilings. The second floor has 3 bedrooms including a 21 x 12 Master Bedroom, and a completely remodeled full bathroom. Large deck overlooks a beautiful backyard. Many recent updates include newer roof, septic system, air conditioner unit, water heater, sprinkler system and recent bathroom renovations. Easy to show with lock box. Call or text listing agent.
Open House
Sunday
July 09 at 12:00 PM to 1:30 PM
Cannot make the Open Houses?
Location: 52 Gentry Lane, Taunton, MA 02780    Get Directions

Similar Properties



Your household appliances are among those most expensive items in your home. If you're looking to buy or sell a house having modern, stainless steel appliances can improve the aesthetic and increase the value of a home. If you're thinking about replacing old appliances, this guide will show you how to find the best deals without sacrificing quality.

Plan ahead

Many of us are of the mindset that we'll think about replacing appliances once they no longer work. This approach, however, leaves no time for planning and searching for the best deals. If your refrigerator stops working you don't want to end up walking around an appliance store at the mercy of their prices and selection, trying to buy a new one before the meat in your freezer thaws. Stay updated. If it's time to start thinking about replacing an appliance, give yourself time to look for deals. Sign up for email lists from appliance stores or set up price-drop alerts on sites like Amazon. Find the right brand. Even if you don't buy your appliances online, you should use the internet to find the right brand for your needs. Compare their models and prices so you'll know what to look out for when waiting for a good deal. Read the reviews. Your best friend when shopping for new appliances will be the customers who leave reviews of their experience on sites like Amazon and Best Buy. If an appliance is on sale at a great price but the reviews are poor, you might know why the company is trying to get rid of them quickly.

Read the fine print

If you're buying online, make sure you carefully read the shipping and returns policy. With a purchase as expensive as a washer or dryer, you want to make sure you know exactly how much you'll be paying. When it comes to guaranteeing the performance and lifespan of your appliances, there are protection plans offered by the store, manufacturer warranties, and even third-party companies who provide appliance insurance. Compare various stores' protection plans and various manufacturers' warranties to see which one fits your budget but also provides the best protection.

Get your timing right

Like any industry, the appliance industry operates on a calendar of new model releases and sales on older models. Around September and October companies tend to unveil their latest models and lower prices on the older models. To beat other deal hunters, shop on Thursday. That's the day many stores mark down sale items for the weekend rush. But you'll get there first. There are a number of holiday sales that stores participate in as well, such as Memorial Day, Labor Day, and President's Day. And, of course, there are the hectic Black Friday sales.

Don't judge a book by its cover

When it comes to appliances, appearance isn't everything. Manufacturers often try to up the appeal of appliances by giving them colorful paint jobs or other aesthetic features that don't affect the function of the appliance.   Now that you know how to get the best deals start searching and comparing prices. Don't forget to use the powers of negotiation and price-matching, and go find the home appliance of your dreams.  



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